[karachi-Friends] Daily Qur'an & Hadith 28 April 2013 (17 Jamadi us'Sani 1434)

English Translation of Al-Quran

[22].Surah Al-Hajj [The Pilgrimage]

Ayat 42. And if they belie you (O Muhammad  [SAWW](PBUH), so were belied the Prophets before them, (by) the people of Nuh (Noah), 'Ad and Thamud,

Ayat 43. And the people of Ibrahim (Abraham) and the people of Lout (Lot),

Ayat 44. And the dwellers of Madyan (Midian); and belied was Musa (Moses), but Allah granted respite to the disbelievers for a while, then Allah seized them, and how (terrible) was Allah's Punishment (against their wrong-doing).

[Tafseer] If they treat thy (mission) as false, so did the peoples before them (with their prophets),- the People of Noah, and ´Ad and Thamud; It is nothing new if the Prophet of Allah is accused of  imposture. This was done in all ages: e.g., Noah (7:64); Hud the prophet of the 'Ad people (7:66); Salih prophet of Thamud (7:76); Abraham (21:55); Lut (7:82); Shuaib the prophet of the Madyan people (7:85) and also of the Companions of the Wood (15:78). The case of Moses is mentioned apart, as his people survived to the time of our Prophet and survive to the present, and they frequently rebelled against Moses (2:49-61).Those of Abraham and Lut; 44. And the Companions of the Madyan People; and Moses was rejected (in the same way). But I granted respite to the Unbelievers, and (only) after that did I punish them: but how (terrible) was my rejection (of them)! Were they the same as the Companions of the Wood? Allah's Wrath on them, and the complete reversal of their fortune in consequence.

English Translation of Hadith  

Hazrat Abdullah bin Zam'ah (May Allah be pleased with him) reported that he heard the Messenger of Allah [SAWW](PBUH) giving a speech when he mentioned the she-camel (of Prophet Salih PBUH) and the man who had killed her. Messenger of Allah [SAWW](PBUH) said: "When the most wicked man among them went forth (to kill the she-camel).' (91:12) signifies that a distinguished, wicked and most powerful chief of the people jumped up to kill the she-camel. He was supported by his tribe (nation)''

[Muslim Book 40, Chapter 13, Hadith # 6837].

Lesson : as mentioned above in Surah Al-Hajj Ayat 44."then Allah seized them, and how (terrible) was Allah's Punishment (against their wrong-doing)." When entire nation in involve in sinful activities and there are very few pious people left than Allah sent down the signs of warning, and to make them afraid (of destruction).

 

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(Jazak Allah Khair)  الله تعالی آپ کواعلی درجات اور آسانیاں عطا فرمائے

جزاكم الله خيرا وأحسن الجزاء في الدنيا والأخرة

{Kantakji Group}. Add '11804' Interest-Bearing Transactions in the USA (4)

Assalamu Alaykom Wa Rahmatu Allah
 

- للضرورة بمفهومها الشّرعيّ، وللحاجة العامّة التي تُنزّل منزلة الضرورة حظّ ٌ من النّظر في الترخّص في إباحة بعض المعاملات الرّبوية، فعلى من اضطُر أو احتاج للتعامل بالربا أن يستفتيَ الثقات العدول من أهل العلم في بلده.

 

Five: Furthermore, necessity- as legally defined according to the Islamic law- and the public need that ranks as a necessity or close to it, could permit some of the usurious dealings. Therefore, anyone who is obliged to or is in need of making usurious dealings has to consult with the trustworthy and upright scholars in his country.

- الرّجوعُ للمجامع الفقهيّة في الاستفتاء أبرءُ للذّمة وأحوط للدّين من سؤال آحاد العلماء. وأرجو أن يكون (مجمع فقهاء الشريعة بأمريكا) أحد هذه المرجعيّات الفقهيّة لمسلمي أمريكا الشمالية، فقد تلقّى الناس فتاواه بالقبول، ولله الفضل والمنّة

 

Six :However, resorting to the Fiqh councils  for consultation is more acquitting for the conscience and more cautious for the religion than asking the opinion of single scholars, and I hope that the Assembly of Muslim Jurists of America (AMJA) is one of these juridical foundations for the North American Muslims, now that they resort to and trust, all thanks and gratitude aredue to  Allah SWT.

 

 


Dr. Main Al-Qudah

Al-Huda University
www.AlhudaUniversity.org







 

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From: kqmain@hotmail.com
Subject: [INAYAH GROUP-15250] Interest-Bearing Transactions in the USA (3)
Date: Sat, 27 Apr 2013 00:05:43 +0000

Assalamu Alaykom Wa Rahmatu Allah
 

 3- لا يُعتَذر ُلإباحة الرّبا خارج ديار الإسلام بعموم البلوى ولا بمشقّة الاحتراز ولا بكون النّظام الاقتصاديّ نظاماً رأسمالياً لا ينفكّ عن الرّبا بحال، بل يمكن الاحتراز عن الرّبا والتعامل بدونه. ومن لم يتمكّن من العيش بدونه فأرضُ الله واسعة.

 

Three : No Muslim is allowed to give a pretext that he lives outside the lands of Islam or difficulties he is facing or Riba is prevailing  or that the economic system is a capitalist one. Rather , a Muslim can get his transactions without falling in usury, otherwise , he should leave that land and seek another one, given Allah' s earth is spacious. 

4- أمّا دعوات إباحة الرّبا لتقوية المسلمين اقتصاديّاً وتمكينهم من التأثير في المجتمع عن طريق بناء المؤسسات الدّعوية وغير ذلك فأقوالٌ واهية ٌلا تنهضُ بها حُجّة ٌ، يرددّها بعض العامّة من الدّعاة والناشطين في العمل الإسلامي، فإنّ الوسائل تأخذ حكم المقاصد في شريعتنا، والله سبحانه وتعالى أَغيرُ على دينه من عباده  وأعلم ُ بما يُصلِح حالهم ، والحلالُ ما أحلّ الله ورسوله ، والحرام ما حرّم الله ورسوله

Four : Some Muslims are calling for the permissiblity of Riba transaction under the pretext that this would boost the Muslims' economy which make them effective in their societies by building foundations for promoting Islam. Such calls are also unfounded ones made by some common preachers and activists in the Islamic work. This is because both means and ends must be compatible to Sharia , given that Allah SWT knows best what works for and what works against His slaves. This means that the lawful is that which Allah SWT and His Messenger permit and the prohibited is that which Allah SWT and His Messenger prohibit.

 

 


Dr. Main Al-Qudah

Al-Huda University
www.AlhudaUniversity.org







 

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From: kqmain@hotmail.com
Subject: [INAYAH GROUP-15240] Interest-Bearing Transactions in the USA (2)
Date: Fri, 26 Apr 2013 15:19:52 +0000

Assalamu Alaykom Wa Rahmatu Allah
 

حكم الرّبا

1- الربا من كبائر الذنوب التي توجب اللّعن والإبعاد من رحمة الله، وحرمتهُ  معلومةٌ من الدّين بالضرورة، فقد لعن رسول الله صلى الله عليه وسلم آكل الربا ومؤكله وكاتبه وشاهديه، وهو من السبع الموبقات التي حذّر النّبي الكريم منها أمّته، كما أنّه الذنب الوحيد في القرآن الذي أعلن الله الحرب على فاعله ( يا أيها الذين آمنوا اتقوا الله وذروا ما بقي من الربا إن كنتم مؤمنين، فإن لم تفعلوا فاذنوا بحرب من الله ورسوله)

Ruling of Usury      

Uusry is one of the biggest fatal sins forbidden according to the Qur'aan and Sunnah and definitive scholarly consensus.  Allah and His Messenger curse whoever consumes usury, "whoever pays usury, the two who are witnesses to it, and the scribe who records it. It is of the seven fatal sins that the prophet warned his followers about. Allah says in Quran what means in English " (O you who believe! Fear Allah, and give up what remains of your demand for usury, if you are indeed believers. If you do it not, take notice of war from Allah and His Messenger)

  2- دار الإسلام ودار الكفر سواءٌ في حرمة الرّبا، ومن اجتهد من أهل العلم فقال بأن التعامل بين المسلم وغيره بالعقود الفاسدة في دار الحرب مباحٌ فقد أخطأ، إذ الأدلّة الصحيحة الصريحة على خلاف قوله، وَرَحِم الله علماءنا وجزاهم عنّا خير الجزاء، من أصاب منهم ومن أخطأ.

 

Two:  Muslims are forbidden to consume usury whether living in land of Islam or land of disbelief, and he is mistaken who says that a Muslim is allowed to hammer out prohibited contracts in the land of disbelief with the disbelievers, since the authentic and explicit evidences on this issue say otherwise. However, may Allah have mercy on all of our scholars, whether the ones who got it right, or scholars who , having striven to reach the truth, but could not.

 

 


Dr. Main Al-Qudah

Al-Huda University
www.AlhudaUniversity.org







 

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From: kqmain@hotmail.com
Subject: [INAYAH GROUP-15229] Interest-Bearing Transactions in the USA (1)
Date: Fri, 26 Apr 2013 05:02:07 +0000

Assalamu Alaykom Wa Rahmatu Allah
 

الحمد لله ، والصلاة والسلام على رسول الله ، وعلى آله وصحبه ومن والاه،

 

وبعد :

فهذه سلسلة ٌموجزةٌ  بالمعاملات الرّبوية وما يتعلّق بها في الولايات المتحدة الأمريكية ، أقدّمها للمسلمين في هذه البلاد عموماً، ولطلبة العلم الشّرعيّ خصوصاً، ليكون طالب العلم على بصيرةٍ من أمره، وليجمع الفقه بالواقع إلى جانب الفقه بالنصوص، ثم ليقوم بدوره المنشود في نشر العلم وتوعية الجالية المسلمة بأمور معاملاتها حتى تتجنّب الوقوع في الربا،ولكي تتعبّد الله سبحانه وتعالى بصحّة المعاملة كما تتعبده بصحة العبادة.

 

     وسأذكر في بدايتها خلاصة أحكام الربا،ثم أتناول المعاملات التي هي مظنّة وقوع الربا فيها والتي يكثر سؤال الناس عنها، مبيناً ما هو مباحٌ ،وما هو محظورٌ، وما هو مشتبهٌ عندي لم أجزم فيه بحلًّ ولا حرمةٍ بعد، وآثرت في كلّ ذلك سهولة العبارة ، وسرد المسائل وأحكامها بغير استدلالٍ في الأعمّ الأغلب، والبعد عن الخلافات المذهبيّة.

 

 كما رجعت لفتاوى أصحاب الفضيلة أعضاء اللجنة الدائمة للإفتاء في مجمع فقهاء الشريعة  بأمريكا في باب المعاملات والتمويل، فإقامتُهُم في هذه البلاد حيناً من الدّهر مكّنتهم من الوقوف على أحوال الناس ومعرفة النظام المصرفيّ الأمريكيّ وتفصيلات المعاملات المعاصرة بما قد يخفى على غيرهم من العلماء المقيمين في ديار الإسلام، فأهل مكّة أدرى بشعابها.

 

   وإذا جاز تسمية هذا البحث المتواضع اجتهاداً فهو اجتهادٌ في (تحقيقِ المناط) أو إنزالِ الأحكام على الوقائع. أمّا (تخريج المناط وتنقيحه) في باب الرّبا،  أو أحكام الرّبا وعِللُ هذه الأحكام، فهي مستقرةٌ في تراثنا الفقهيّ ولله الحمد، وقد تلقّاها أهل العلم بالقبول من السّلف والخلف.   

 

     أرجو الله عز وجل أن يتقبل مني هذا العمل بقبولٍ  حسنٍ ، وأن يجعله  خالصاً لوجهه الكريم ، وصلى الله على نبينا محمد وعلى آله وصحبه أجمعين .

To proceed

This will be a brief study on the  usurious transactions in the USA  and  issues related to them, for the Muslim community in this country in general and the Islamic knowledge seekers in particular,  so that the latter get an insight about vehicles that would help them draw analogies between specific Sharia  texts and the changeable daily transactions and dealings, qualifying them to do their hoped – for duty in promoting for Islamic knowledge and alerting the Muslim community on such transactions, so that they avoid falling in usury and to adhere to Allah's ordains in their transactions just as they do with their devotion and rituals.

I started my dissertation with presenting the Sharia  rulings on usury, then I highlighted kinds of transactions which eventually lead to usury and the frequently  asked questions, mentioning the  permissible and the  forbidden thereof, as well as the disputable issues which I have no clear cut answers about . I also preferred to write with an easy- to – understand language , mentioning the Islarulings related to the topic in question and mostly keeping away from derivation of rulings and avoiding the scholars' different positions toward this or that issue.

 I also took my source of reference from their Eminence, the members of the Permenant Fatwa Committee of the Assembly of the Muslim Jurists in America,  given that their stay in this society has given them more access to such transactions and more data on the banking system than their fellow scholars in the Muslim countries.

    My focus in this research is not to ( reinvent the wheels)  by declaring the well-established and agreed upon rules of Riba, but to explain and analyze  the practical implementation of these rules on the light of the contemporary transactions and business trades people experience in the USA

 I hope that Allah SWT accepts this humble work of mine in pursuit of His pleasure, and peace and prayers upon the Prophet  and His Household and Companions, and those who follow his belief.

 

 


Dr. Main Al-Qudah

Al-Huda University
www.AlhudaUniversity.org

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Fwd: Daily Quran and Hadith, Jamad Al Thani 17, 1434 April 27, 2013

 THE NAME OF "ALLAH" 

Assalamu'alaikum Wa Rahmatullah e Wa Barakatuhu,

 

 

 

 

 

 

 

 

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Thanks & Best regards,
 
Imran Ilyas
Cell: 00971509483403

****People oppose things because they are ignorant of them****

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