Saturday 6 August 2011
[karachi-Friends] Employment and Salary Trends in the Gulf 2010-2011
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{Islamic_Finance_Banking} مدينة الخليل
Manager of Finance and Islamic Banking Group
http://groups.google.com/group/islamic_finance_Banking
Amman / Jordan
Mobile : 00962796950981
{Islamic_Finance_Banking} Fw: الهيئة تنظم ملتقى سبل تطوير قطاع الاستشارات المالية والاقتصادية والإدارية
Manager of Finance and Islamic Banking Group
http://groups.google.com/group/islamic_finance_Banking
Amman / Jordan
Mobile : 00962796950981
From: SOCPA Information <info@socpa.org.sa>
To: "alahmedonline@yahoo.com" <alahmedonline@yahoo.com>
Sent: Saturday, August 6, 2011 3:58 PM
Subject: الهيئة تنظم ملتقى سبل تطوير قطاع الاستشارات المالية والاقتصادية والإدارية
[PF:166214] The Letter and Spirit of Zakat ....
The Letter and Spirit of Zakat (Zakah)
Zakat is compulsory after the personal wealth crosses a threshold ... we know this.
Zakat is to be given away throughout the year ... as soon as the wealth has crossed the threshold of time ... we know this.
Zakat is to be given only to the poor and destitute individuals ... we know this! Hardly do we know anything if we use ONLY in this sentence! A reference to Surah Tauba (Surah # 9)'s Ayat number 60 in Quran makes sufficiently clear the eight areas in which zakat money should be spent. Well, we know this. Sure, we do.
Zakat purifies our wealth ... we know this, alhamdolillah.
Zakat means "to purify" and also "growth" ... well, it's not a new information for us. Really?
Zakat can be used in a bait-al-maal to render all kinds of service to the masses. This may benefit the poor mostly, but some benefits may actually accrue to the rich as well. To the rich as well? Vow! When Allah commands in the above Quranic verse to spend zakat money on the wayfarer (Travellers who find themselves in difficult circumstances), it is widely believed that He makes no difference between a poor wayfarer and a rich wayfarer (may be rich in his native place, but is currently without nisab). Read the full article @ http://bit.ly/7PDqB
PS: Actions may not always bring happiness; but there is no happiness without action, so act we MUST.
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Wishing you and all your loved ones greatest of times ahead!
Aspiring 2 c u happy!
Shakeel Ahmad
B.Tech (IT-BHU), MBA (XLRI), PMP
Dubai, United Arab Emirates
Recommended website for PMP exam preparation: http://www.passPM.com/
Remember, growing older is mandatory. Growing up is optional.
We make a Living by what we get, we make a Life by what we give.
If you fill your heart with regrets of yesterday and the worries of tomorrow,
you have no today to be thankful for.
From:
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{Islamic_Finance_Banking} دعوة للمشاركة" الثورات العربية; مالها وما عليها
ندعوكم للمشاركة في اللقاء الثامن من صالون الاحد الثقافي،
1- نظرة تاريخية في الثورات العالمية ومقومات نجاحها
2- اسباب قيام الثورات العربية المعاصرة، والسر في تزامنها والمنهج الذي نحته هذه الثورات.
3 نتائج الثورات العربية المعاصرة وانعكاساتها على دول العالم والقرارات الدولية .
3- الثورات العربية ونظرية المؤامرة
4- الثورات العربية بين المؤيدين والمعارضين
[PF:166213] 21 Common Misconceptions about Zakaah
by Asma bint Shameem
About such people Abu Bakr said: "By God! I shall certainly wage war against the people who discriminate between Salaah and Zakaah." (Bukhaari, Muslim)
Abu Hurayra said that the Prophet (pbuh) said,
Zakaah is an obligation that must be paid each year. The Prophet (pbuh) used to send the zakaah-collectors to the tribes and cities, and they did not differentiate between those who had paid their zakaah the previous year and those who had not, rather they used to take the zakaah that was due on all the "zakaatable" wealth that people possessed.
The one who never paid Zakaah before should repent to Allaah first. Then he should estimate the amount of Zakaah that was due on him over the years as best he can, and pay it as soon as possible
The one who has any "zakatable" wealth must pay zakaah on it, when one year has passed since he acquired it, even if he has debts, according to the more correct of the two scholarly opinions. The Prophet (pbuh) used to command his agents to take zakaah from those who owed zakaah, and he did not tell them to ask them whether they had any debts or not. (Majmoo Fataawa -Abd al-Azeez ibn Baaz)
The Prophet (pbuh) said to Muaadh ibn Jabal, when he sent him to Yemen: "Teach them that Allaah has enjoined upon them zakaah on their wealth, to be taken from their rich and given to their poor."
Shaykh al-Islam said: "letting someone off a debt does not relieve one of the obligation of zakaah, and there is no scholarly dispute on this matter. But you can give this needy person some of your zakaah and he can meet his needs using what you give him as zakaah; and Allaah will help him to pay off his debt in the future, inshaAllaah."
1. If the borrower is rich and is known to repay debts promptly: The lender has to pay Zakaah annually on the money lent, because it is possible to recover the money readily and it is like money that is in ones possession.
2. If it is unlikely that the lender will get his money back or the borrower is known to delay repayment: Then the lender does not have to pay zakaah before he gets the money back, because it is not readily accessible and is not like money that is in ones possession.
The taxes we pay are to Uncle Sam/govt , not to Allaah to Whom the Zakaah is due. And this Zakaah money is to be only spent according to the rules of Shareeah in certain specific ways. Thus, it is not permissible for the taxes we pay on our wealth to be counted as part of Zakaah. The obligatory Zakaah must be paid separately.
First of all, putting money in the bank in return for interest is a kind of riba which Allaah and His Messenger have forbidden, and it is a major sin. The Prophet(pbuh) cursed the one who consumes riba and the one who pays it. (Muslim)
This money cannot be used to pay Zakaah or other kinds of charity since it is impure and a haraam form of wealth.
If ones wealth surpasses the amount of nisaab, then Zakaah is due upon it ALL, and not upon the surplus only.
No zakaah is due on gems, precious stones, diamonds, etc. unless they are prepared for trade, in which case they come under the same ruling as all other trade goods
Some people try to get out of Zakaah by investing in diamonds, since no Zakaah is due on them, and think they can outsmart Allah.
It is NOT the husbands duty to pay Zakaah on his wifes jewelry, wealth, etc. Rather, it is her responsibility, since she is the possessor of the wealth. If her husband or someone else pays zakaah on her behalf with her permission, that is o.k., and he will be rewarded for this voluntary action.
Shaykh Ibn Uthaymeen said:" Zakaah must be paid on jewelry if it reaches the nisaab (minimum threshold), which is 85 grams. If it reaches this amount, zakaah must be paid on it. If she has other wealth and pays from that, there is nothing wrong with it. If her husband or one of her relatives pays it on her behalf, there is nothing wrong with that. If neither of these options is available to her, then she should sell some of it and pay zakaah with that money."
Shaykh Ibn Baaz said: "The Muslim cannot give his zakaah to his parents or to his wife and children; rather he is obliged to spend on them from his wealth if they need that and he is able to spend on them."
It is actually preferable for a person to give their zakaah to a brother, sister, paternal uncle, paternal aunt or to any other relative, if they are poor. This is because, giving zakaah to them is both an act of charity and upholding family ties.
The Prophet (pbuh) said: "Charity given to the poor is charity and charity given to a relative is charity and upholding of family ties." (Ahmad, al-Nasaa'i)
It is okay for a woman to give zakaah to her husband, if he is qualified to receive zakaah, because she is not obliged to spend on him. Also, the Prophet (pbuh) gave permission to the wife of Abd-Allaah ibn Masood to give her zakaah to her husband
It is not permissible to give Zakaah to any kaafir except the one who is inclined towards Islam, in the hope that he will become Muslim if you give him zakaah (al-Tawbah:60).
That is not permissible, because this is not included in the eight categories on which zakaah may be spent.
"As-Sadaqaat (Zakaah) are only
Similarly, Zakaah cannot be used to print Quraans and other Dawah material.
Zakaat al-Fitr is NOT the same as Zakaah. These are two separate entities and whoever paid Zakaah is NOT relieved of paying Zakaat al-Fitr and vice-versa.
You do not have to tell the recipient that it is zakaah.
http://www.youtube.com/watch?v=FukPRQH-QCw
http://www.youtube.com/watch?v=pyypATmoVns&feature=related
Also read :
{Islamic_Finance_Banking} Fw: بيان الرابطة بالتهنئة برمضان والتنديد بجرائم النظام السوري
Trainer & Consultant in Islamic Banking and Finance Manager of Finance and Islamic Banking Group http://groups.google.com/group/islamic_finance_Banking Amman / Jordan Mobile : 00962796950981 --- On Sat, 8/6/11, رابطة العلماء السوريين <islamsyria2@gmail.com> wrote:
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[karachi-Friends] 31 Americans Military Personnel Killed in a Crash in Afghanistan
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- R A 28 minutes ago Report Abuse
Enough is Enough! STOP this fraudulent "War on Terror". Let's worry about economy and putting 15 million Americans back to work.
2 Replies - Eighty Duece 41 minutes ago Report Abuse
Largest single American death toll in one day and we hear about it first from the Afghan President? Why not hear about it from the US President? Oh I forgot he's fund raising and busy placing blame for the S&P Credit downgrading..........
1 Reply -
- PBZ 51 minutes ago Report Abuse
How tragic. Not one American life is worth the ungrateful trash in that country with its horrible ignorant culture. We should pull out now and turn it into a nuclear parking lot. Sad.
4 Replies - Ex-Pat Overseas 37 minutes ago Report Abuse
Obushma, Get the Gd US Troops the Hell outta Afghanistan, ASAP, "especially"if you still think you might have a chance of winning in 2012.
2 Replies - James 23 minutes ago Report Abuse
We should have learned with the Russian's experience. I don't believe you can help these people.
Reply - Rand 32 minutes ago Report Abuse
send our senators and congressman and all their staffs over there and then maybe we can get some people with brains in washington
Reply - 88gtlover 32 minutes ago Report Abuse
I recently asked someone in the military why the U.S. is in Afghanistan. The reply was "trying to make friends with them!!" How dumb can Washington be?
1 Reply - Carol 29 minutes ago Report Abuse
Get our troops out of there and stop giving them money! If there is another attack on America, bring the Enola Gay out of retirement!
Reply -
- Ebonics and Spanish SUUCK 42 minutes ago Report Abuse
We shouldn't even be there. Returning troops admit that they're being ordered to guard poppy fields on behalf of the cia. Returning troops admit that Afghanistan is utterly crawling with cia and has become the cia's poppy field. It is well known that the cia has run cocaine for decades (the... More
3 Replies - Chris 26 minutes ago Report Abuse
So sad that people would use the deaths of 38 brave people as fodder to spread their idealogical or dogmatic propaganda... You people really need to understand, to the world around you, your close-mindedness and lack of compassion says more about you then it will ever say about the people you have... More
3 Replies - America_Awakening 29 minutes ago Report Abuse
Obamanam. He owns the war and the economic,
2 Replies
Even Vietnam wasn't run this bad, and I was there - Aaron 14 minutes ago Report Abuse
"War only happens when the moneyed classes believe they will profit from it." - George Orwell
3 Replies
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