Sunday 26 June 2011

Re: [karachi-Friends] ایک قتل معاف ہو تو آپ کس کو قتل کرینگے ؟

1.

2011/6/27 ήΛȘİŔ ȘΛttΛŔ <nasir.sattar87@gmail.com>
ایک قتل معاف ہو تو آپ کس کو قتل کرینگے ؟


1. Sab Politicians ko Ek line main khara kar ke maar doonga

2. Asif Ali Zardari
3. Altaf Hussain
4. Rehman Malik
5. All Politicians except Imran Khan
6. Nawaz Sharfi
7. Apni GF/BF ko.
8. No Comments
9. KESC/WAPDA walon ko
10. Ijaz Butt of PCB

11. Someone else


--
" life can either be accepted or changed. if its not accepted, it must be changed and if its not changed then it must be accepted."
My Blog

--
Be Carefull in Islamic Discussions;
Disrespect (of Ambiyaa, Sahabaa, Oliyaa, and Ulamaa) is an INSTANT BAN
Abuse of any kind (to the Group, or it's Members) shall not be tolerated
SPAM, Advertisement, and Adult messages are NOT allowed
This is not Dating / Love Group, Sending PM's to members will be an illegal act.
 
 
You received this message because you are subscribed to the Google
Groups "Karachi-Friends" group.
To post to this group, send email to karachi-Friends@googlegroups.com
To unsubscribe from this group, send email to
karachi-Friends+unsubscribe@googlegroups.com



--
Tariq Ismail
Manager
Imports@FKI

--
Be Carefull in Islamic Discussions;
Disrespect (of Ambiyaa, Sahabaa, Oliyaa, and Ulamaa) is an INSTANT BAN
Abuse of any kind (to the Group, or it's Members) shall not be tolerated
SPAM, Advertisement, and Adult messages are NOT allowed
This is not Dating / Love Group, Sending PM's to members will be an illegal act.
 
 
You received this message because you are subscribed to the Google
Groups "Karachi-Friends" group.
To post to this group, send email to karachi-Friends@googlegroups.com
To unsubscribe from this group, send email to
karachi-Friends+unsubscribe@googlegroups.com

[PF:165676] Has the Revolution Left Egypt's Workers Behind?

No one in Zagazig wants to talk about what happened last week. The hundreds of railway workers who maintain the old, trash-ridden tracks and trains in this Nile Delta town whisper hurriedly about a strike that briefly disrupted rail traffic across the country of 80 million. But the workers won't give their names or discuss it at length for fear of retribution from the soldiers and security forces that so swiftly put an end to it. And the man they point to as their labor leader says nervously that he knows nothing about a strike.

But maybe it's better that way, say some Egyptians – particularly political leaders and the railway's managers. "We're against stopping business like this, because we're trying to get stability back," says Mansour al-Shitry, an accountant for the state-run railways. "Of course the government can't meet the demands of all the people at once, and we don't want to give the military council more of a burden than they already have."

That's the rationale echoed by many of Tahrir Square's liberal, intellectual youth, politicians and, indeed, the military leadership. It's an opinion that predominates among the educated classes in the debate over where the line should be drawn between revolution and transition. Protests for political reform are crucial, many argue, because the system of governance will define Egypt's future on all levels. Labor strikes, on the other hand, can and should be postponed: it's not the right time, they say; Egypt's floundering post-revolution economy needs all the work it can get.

But the laboring classes – many members of whom have not received their salaries in months – feel otherwise. Dozens of strikes and sit-ins have stalled business across the public and private sectors in recent months. And to union leaders and labor activists, the core revolutionary demands of the working classes have yet to be acknowledged. Minimum wage has been raised and promises have been made, but most have yet to see concrete change on the ground. And indeed, amid the cracks, crevices, and gaping political and ideological fault lines that have shattered the early unity of the February revolution that toppled President Hosni Mubarak, is a divide that increasingly seems to define other debates as well. It's about class.

"There is total class warfare going on in Egypt right now that I don't even think [the liberal movements] can see," says Joshua Stacher, a political scientist and Egypt expert at Kent State University. "If middle upper class, urban people in Cairo and Alexandria get some of their demands met, they could care less about minimum wage, or the fact that the healthcare system is complete crap," he says of the competing array of post-revolutionary demands. "The dominant discourse that's coming out on TV is that it's not the right time to protest for these things. Like 'You shouldn't have a living wage right now, you're being greedy.'"

Instead, political elites have prioritized political reforms. And one of the most prominent debates to grip Cairo's political scene in recent weeks centers around the question of what needs to come first on the roadmap to a prosperous and democratic Egypt: a new constitution or a new, elected parliament. The debate has largely been split along Islamist versus liberal lines. The latter, fearing an Islamist majority in parliament, wants to ensure that certain rights and laws are guaranteed first. The Islamists argue that only an elected parliament can determine the next constitution, and a national referendum passed overwhelmingly in March specified as much. "Some people are trying to take a detour around the popular decision in the referendum," says Mohamed Ezzat, a local Muslim Brotherhood official in Zagazig. "But the people have chosen a road map for what happens next in this country, and they want that to be respected."

For others, however, it's not about religious ideology or road maps at all. "Mostly their demands are political like 'Freedom' and the debate over what comes first – constitution or elections," says labor activist Adel Zakaria of the urban elite, who he describes as middle class. "Workers don't care about that. They have their own problems – mainly they need to eat."

The April 6th Youth Movement, one of the most prominent liberal groups, say it recognizes the deep economic concerns felt by most Egyptians. And last month, in an effort to mobilize Egyptians for a "Second Revolution" protest in Tahrir, the group handed out a flier that promoted economic demands first. "The people just move with us if we talk about economics only," said the group's leader Ahmed Maher at the time. "We know the constitution is more important than the economic demands because we know that the things in the street are organized after that. But the people in the street don't know that."

The disconnect has emerged in the results of popular polls as well. Liberal political leader Mohamed ElBaradei topped a Facebook poll by Egypt's ruling Supreme Council of the Armed Forces this week to gauge popular preferences for 18 prospective presidential candidates. To some, it suggests that the majority favors liberal, "Constitution First" politics, of which ElBaradei is an advocate. But in the streets and fields, and on the railway tracks, Egyptians suggest the poll may have more to do with who uses Facebook than with popular opinion.

A less publicized poll released the same week by the International Peace Institute offered a total reversal of rankings, listing former Arab League chief and popular icon Amr Moussa first among the contenders, followed by the country's top military general.

Still, while they lack political clout, the lower class masses – at least in the form of striking workers – have been loud. A new $83 billion budget for fiscal year 2011-2012 released by the Egyptian finance ministry on June 22 says as much about reform priorities as it does about who's making noise. The budget pours money into social welfare spending and subsidies, apparently attempts to address working class unhappiness. And on Friday, workers groups that established the country's first independent labor union federation in March are calling for a million man protest to demand that the government crack down on cronyism in job hiring and uphold its promises to establish better worker rights.

In Zagazig, the railway workers say they want overtime compensation and better pay. Some say they make little more than 500 Egyptian Pounds ($84) a month – hardly enough to raise a family on, and still 200 Egyptian Pounds below the new national minimum wage. "We normal people are calling for our rights," explains one train air conditioner technician plainly.

After security forces cleared the tracks last week, railway workers received a promise from the national Railway Committee, the governor, and the local security chief, that their demands would be met. "They've spoken, but we'll see if they'll pay," says one accountant at the Zagazig train station. "To be honest, how will they pay if there is no income? The economy is in a bad state."

--
From:
[Pak-Friends] Group Member
Visit Group: http://groups.google.com/group/Karachi-786
Subscription: http://groups.google.com/group/karachi-786/subscribe
Blog: http://rehansheik.blogspot.com
===========================================================
¸,.-~*'¨¯¨'*·~-.¸¸,.-~*'[PäK¤.¸.¤F®ï£ñD§]'*·~-.¸¸,.-~*'¨¯¨'*·~-.¸
===========================================================
All members are expected to follow these Simple Rules:
-~----------~----~----~----~------~----~------~--~---
Be Carefull in Islamic Discussions;
Disrespect (of Ambiyaa, Sahabaa, Oliyaa, and Ulamaa) is an INSTANT BAN
Abuse of any kind (to the Group, or it's Members) shall not be tolerated
SPAM, Advertisement, and Adult messages are NOT allowed
This is not Dating / Love Group, Sending PM's to members is unethical act.
Please avoid any post linked to facebook.
Thanks

Re: [PF:165680] KooL PixDump....

funyyyyyyyyyyyyy

On Mon, Jun 27, 2011 at 9:20 AM, fayaz hussain <fayazhussain83@gmail.com> wrote:




   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

__._,_.___

--
From:
[Pak-Friends] Group Member
Visit Group: http://groups.google.com/group/Karachi-786
Subscription: http://groups.google.com/group/karachi-786/subscribe
Blog: http://rehansheik.blogspot.com
===========================================================
¸,.-~*'¨¯¨'*·~-.¸¸,.-~*'[PäK¤.¸.¤F®ï£ñD§]'*·~-.¸¸,.-~*'¨¯¨'*·~-.¸
===========================================================
All members are expected to follow these Simple Rules:
-~----------~----~----~----~------~----~------~--~---
Be Carefull in Islamic Discussions;
Disrespect (of Ambiyaa, Sahabaa, Oliyaa, and Ulamaa) is an INSTANT BAN
Abuse of any kind (to the Group, or it's Members) shall not be tolerated
SPAM, Advertisement, and Adult messages are NOT allowed
This is not Dating / Love Group, Sending PM's to members is unethical act.
Please avoid any post linked to facebook.
Thanks

--
From:
[Pak-Friends] Group Member
Visit Group: http://groups.google.com/group/Karachi-786
Subscription: http://groups.google.com/group/karachi-786/subscribe
Blog: http://rehansheik.blogspot.com
===========================================================
¸,.-~*'¨¯¨'*·~-.¸¸,.-~*'[PäK¤.¸.¤F®ï£ñD§]'*·~-.¸¸,.-~*'¨¯¨'*·~-.¸
===========================================================
All members are expected to follow these Simple Rules:
-~----------~----~----~----~------~----~------~--~---
Be Carefull in Islamic Discussions;
Disrespect (of Ambiyaa, Sahabaa, Oliyaa, and Ulamaa) is an INSTANT BAN
Abuse of any kind (to the Group, or it's Members) shall not be tolerated
SPAM, Advertisement, and Adult messages are NOT allowed
This is not Dating / Love Group, Sending PM's to members is unethical act.
Please avoid any post linked to facebook.
Thanks

[PF:165675] Young Bugti Dead... was it a case of Low I.Q.???

Six people, including the grandson of former chief of Jamhoori Watan Party Nawab Akbar Bugti, were killed in a firing incident in the Defence area of Karachi late Sunday night.

The incident took place outside house no 121, on 7th street, Khayaban-e-Rahat in Defence Phase VI, at around 2am.

At the time of the incident, a dance party was taking place at the residence of Nasir. Two groups clashed at the entrance of the house, and a scuffle broke out over who would enter the premises first. The groups opened fire at each other, killing six people and injuring nine others.

According to District Superintendent Police (DSP) Gizri Zameer Abbasi, the dead have been identified as Taleh Bugti, Iqbal, Kamran, Moon and Joseph. One girl was also killed in the incident. Her name could not be verified, but she was referred to as Bunty in the police report.

The injured include Zeeshan Ziauddin, Zaid Fazl, Faraz Ameer, Irfan Adnan, Qamar, Shahbaz, Bilal and Essa.

The police reached the area 30 minutes after the firing occurred, and confiscated equipment from the premises. This included lights, liquor, the the DJ's equipment.

Police also confiscated arms and ammunition from the premises. According to evidence found at the site, police said that 9MM pistols, Kalashnikovs and SMGs were used by the groups during the firing incident.

Three cars have also been impounded by the police.

The police has taken the owner of the house for questioning, and are searching for Arif Roger, the main accused in the incident.

--
From:
[Pak-Friends] Group Member
Visit Group: http://groups.google.com/group/Karachi-786
Subscription: http://groups.google.com/group/karachi-786/subscribe
Blog: http://rehansheik.blogspot.com
===========================================================
¸,.-~*'¨¯¨'*·~-.¸¸,.-~*'[PäK¤.¸.¤F®ï£ñD§]'*·~-.¸¸,.-~*'¨¯¨'*·~-.¸
===========================================================
All members are expected to follow these Simple Rules:
-~----------~----~----~----~------~----~------~--~---
Be Carefull in Islamic Discussions;
Disrespect (of Ambiyaa, Sahabaa, Oliyaa, and Ulamaa) is an INSTANT BAN
Abuse of any kind (to the Group, or it's Members) shall not be tolerated
SPAM, Advertisement, and Adult messages are NOT allowed
This is not Dating / Love Group, Sending PM's to members is unethical act.
Please avoid any post linked to facebook.
Thanks

{Kantakji Group}. Add '9890' Greek situation - Report




--
Saqib Awan ثاقب أعوان


--
You received this message because you are subscribed to the Google Groups "Kantakji Group" group.
To post to this group, send email to kantakjigroup@googlegroups.com
To unsubscribe from this group لفك الاشتراك من المجموعة أرسل للعنوان التالي رسالة فارغة, send email to kantakjigroup+unsubscribe@googlegroups.com
For more options, visit this group at
http://groups.google.com/group/kantakjigroup?hl=en
سياسة النشر في المجموعة:
ترك ما عارض أهل السنة والجماعة... الاكتفاء بأمور ذات علاقة بالاقتصاد الإسلامي وعلومه ولو بالشيء البسيط، ويستثنى من هذا مايتعلق بالشأن العام على مستوى الأمة كحدث غزة مثلا... عدم ذكر ما يتعلق بشخص طبيعي أو اعتباري بعينه باستثناء الأمر العام الذي يهم عامة المسلمين... تمرير بعض الأشياء الخفيفة المسلية ضمن قواعد الأدب وخاصة منها التي تأتي من أعضاء لا يشاركون عادة، والقصد من ذلك تشجيعهم على التفاعل الإيجابي... ترك المديح الشخصي...إن كل المقالات والآراء المنشورة تُعبر عن رأي أصحابها، ولا تعبّر عن رأي إدارة المجموعة بالضرورة.

RE: {Islamic_Finance_Banking} Islamic Banking Workbook : Questionsand Answers

Yes-but it is now published by John Wiley

Brian

 

From: islamic_finance_banking@googlegroups.com [mailto:islamic_finance_banking@googlegroups.com] On Behalf Of A. Alzuhair
Sent: 24 June 2011 17:46
To: islamic_finance_banking@googlegroups.com
Subject: Re: {Islamic_Finance_Banking} Islamic Banking Workbook : Questionsand Answers

 

Brain, do you have the book listed on Amazon?

Thanks


On Jun 24, 2011, at 7:39 PM, brian.kettell@islamicbankingcourses.com wrote:

I make a living from selling books
Brian

Sent using BlackBerry® from Orange


From: ASH HAMID <iman_janat@yahoo.com>

Date: Fri, 24 Jun 2011 08:28:38 -0700 (PDT)

Subject: Re: {Islamic_Finance_Banking} Islamic Banking Workbook : Questions and Answers

 

Brian ;

Can I have this book online coz i just want to view few items and its difficult for me to pay 25 pound for that.if you provide me the links i will be thankful to you 

 

 

Regards

Ayesha hamid 


From: Brian Kettell <brian.kettell@islamicbankingcourses.com>
To: bkettell@hotmail.com
Sent: Fri, April 1, 2011 12:56:51 AM
Subject: {Islamic_Finance_Banking} Islamic Banking Workbook : Questions and Answers

<M2.jpg>

Contents

Chapter 1 What do you know about Islam?

Chapter 2 Principles of Islamic banking

Chapter 3 Principles of Islamic finance

Section 3.1 The major Islamic financing contracts

1 Murabaha contract

2 Ijara contract

3 Ijara-Wa-Iktina contract

4 Mudaraba contract

5 Musharaka contract

6 Istisna'a contract

7 Salam contract

Section 3.2 Characteristics of the Islamic modes of finance

1 Murabaha contract

2 Mudaraba contract

3 Musharaka contract

4 Ijara contract

5 Istisna'a contrac

6 Salam contract

Section 3.3 Risks

Risk 1

Risk 2

Chapter 4 Islamic financial concepts and terminology

Section 4.1 Responsibilities of the parties to the Sharia'a contracts

Section 4.2 Islamic finance terminology quiz

Ijara contract

Musharaka contract

Diminishing Musharaka contract

Mudaraba contract

Murabaha contract

Qard

Riba

Chapter 5 Islamic financial products

Section 5.1 The Murabaha contract

Section 5.2 The Mudaraba contract

Section 5.3 The Musharaka contract

Section 5.4 The Ijara contract

Section 5.5 The Ijara-Wa-Iktina contract

Section 5.6 The Istisna'a contract

Section 5.7 The Salam contract

Chapter 6 The Sharia'a Nominate contracts

Section 6.1 Islamic banking and finance quiz

Section 6.1.1 Islamic banking principles

Section 6.1.2 Sharia'a issues

Section 6.1.3 Murabaha contract

Section 6.1.4 Mudaraba contract

Section 6.1.5 Musharaka contract

Section 6.1.6 Ijara contract

Section 6.1.7 Istisna'a and Salam contracts

Section 6.2 Exercises on the Sharia'a Nominate contracts

Chapter 7 Sharia'a Contracts: case studies

7.1 Murabaha

7.2 Musharaka

Case 7.2.1 Musharaka with profits

Case 7.2.2 Musharaka with losses

7.3 Ijara: operating lease

7.4 Ijara-Wa-Iktina finance lease

7.5 Mudaraba with Murabaha

Chapter 8 Advanced Islamic Islamic finance

Section 8.1 Sharia'a ruling and financing implications.

Section 8.1.1 Risk and profit-and-loss share calculations

Section 8.1.2 Sharia'a terminology

Section 8.1.3 Cost of capital and investment return implications

Section 8.1.4 Sharia'a rulings

Section 8.1.5 Risk with Islamic contracts

Section 8.2 Comparative features of Islamic financing techniques 

Questions

Table 8.2.1 Comparative features of Islamic financing techniques

Chapter 9 Islamic structured finance

Section 9.1 Islamic securitisation

Section 9.2 Sukuk

Section 9.2.1 Sukuk: issuing principles and terminology 

Section 9.2.2 Sukuk characteristics

Chapter 10 Takaful – Islamic insurance

Section 10.1 Takaful terminology and concepts

Section 10.2 Takaful principles

Answers

About the Author:

Brian Kettell MSc. (Econ)

Brian Kettell has a wealth of experience in the area of Islamic finance. He worked for several years as an Economic Advisor for the Central Bank of Bahrain where he had numerous Islamic banking responsibilities.

Subsequently, Brian taught courses on Islamic banking and finance at a range of financial institutions including the World Bank ,National Commercial Bank (Saudi Arabia), Global Investment House (Kuwait), Noor Islamic Bank (UAE), the UK Treasury, the Central Bank of Iran, the Central Bank of Syria, the Securities Investment Institute, the Institute for Financial Services and Scotland Yard.

Brian's vast academic expertise in Islamic finance is highlighted by his role as Joint Editor of the Islamic Finance Qualification Handbook and his past teaching work at a number of top universities worldwide including the London School of Economics and London Metropolitan University Business School.

Brian's impressive list of publications include over 100 articles in journals, business magazines and the financial press including Islamic Business and Finance, Islamic Banking and Finance, the Central Banking Journal, Euromoney, the Securities Journal and the International Currency Review. He has also published 18 books on banking and financial markets including Islamic Capital Markets, An Introduction to Islamic Banking and Finance and Islamic Sukuk: A definitive Guide to Islamic Structured Finance.

 

Payment methods

I would like to pay by (please tick the appropriate payment method):

 

<M3.png>1. Cheque
Make cheques payable to Brian Kettell
9a South End Road, London NW3 2PT, United Kingdom

<M4.png>2. Bank transfer
Send bank transfers to Brian Kettell
Bank of Valletta (Valletta VLT 1105 Branch), Valletta, Malta

SWIFT address VALLMTMT
IBAN is MT88 VALL 2201 3000 0000 4001 6587 755 for $
IBAN is MT81 VALL 2201 3000 0000 4001 6587 784 for £
IBAN is MT42 VALL 2201 3000 0000 4001 6587 807 for €

 

Price: £50/$80/€60*

*Includes Post and Packaging

 

 

 

 

 

 

 

The Islamic Banking & Finance Workbook is available direct from the author. Visit brian.kettell@islamicbankingcourses.com for more information on this book and another publication Islamic Capital Markets

 

 

 

--
You received this message because you are subscribed to the Google Groups "Islamic_Finance_Banking" group.
To post to this group, send email to islamic_finance_Banking@googlegroups.com.
To unsubscribe from this group, send email to islamic_finance_Banking+unsubscribe@googlegroups.com.
For more options, visit this group at http://groups.google.com/group/islamic_finance_Banking?hl=en.

--
You received this message because you are subscribed to the Google Groups "Islamic_Finance_Banking" group.
To post to this group, send email to islamic_finance_Banking@googlegroups.com.
To unsubscribe from this group, send email to islamic_finance_Banking+unsubscribe@googlegroups.com.
For more options, visit this group at http://groups.google.com/group/islamic_finance_Banking?hl=en.

--
You received this message because you are subscribed to the Google Groups "Islamic_Finance_Banking" group.
To post to this group, send email to islamic_finance_Banking@googlegroups.com.
To unsubscribe from this group, send email to islamic_finance_Banking+unsubscribe@googlegroups.com.
For more options, visit this group at http://groups.google.com/group/islamic_finance_Banking?hl=en.

<image001.jpg>

<image002.png>

<image003.png>

--
You received this message because you are subscribed to the Google Groups "Islamic_Finance_Banking" group.
To post to this group, send email to islamic_finance_Banking@googlegroups.com.
To unsubscribe from this group, send email to islamic_finance_Banking+unsubscribe@googlegroups.com.
For more options, visit this group at http://groups.google.com/group/islamic_finance_Banking?hl=en.

{Kantakji Group}. Add '9889' FW: Banque Saudi Fransi: Energy, consumption lift Saudi Q3 business confidence


FYI

 Nawaf Y. Husein

 Faculty Member
 Msc, CRP , CLBB
 Saudi Training Society Member


 Institute of Banking
 Saudi Arabian Monetary Agency ( SAMA)
  P.O.Box : 10820   Riyadh 11443 Saudi Arabia
 Tel : + 966 1 463 3000   Ext. 3825
  Fax: + 966 1 466 2368
  Mobile : + 966 55 48 44 828

  SKYPE : abuhejleh2     





 

Dear all,

 

Business confidence in Saudi Arabia edged higher in Q3, with managers remaining bullish on oil prices and the economic recovery and saying they planned to hire new staff as the government implements its new strategy to boost Saudi participation in the private sector.

Banque Saudi Fransi's Q3 Business Confidence Index showed 82.4% of business leaders intend to add new employees in the next two quarters, the highest proportion in two years.

The index drew on perspectives of 693 company executives in various sectors. Below are some of the key findings of the report, entitled: "Energy, consumption lift Saudi Q3 business confidence": 

 

·    Business confidence index rose to 101.9 points from 101.7 points in Q2 2011

 

 

·     Executives expect oil to fluctuate between $100-$120 a barrel in the next two quarters, better growth in their companies' revenues and profits

 

 

·    Managers' perceptions about the lending attitude of banks takes a turn for the worse; the number of respondents describing the lending attitude of banks as "very good" or "excellent" fell to 38.9% from 78% in Q1.

 

 

·    Business leaders remain wary on risky investments, preferring bonds to equities and real estate.  Less than a third expect the stock market will rise in the next six months.

 

 

 

Best regards,

 

John Sfakianakis

Chief Economist

Banque Saudi Fransi

 

 







------------------------------------------------------------------------------------------------------------------------------------------------------------------

{Islamic_Finance_Banking} FW: Banque Saudi Fransi: Energy, consumption lift Saudi Q3 business confidence


FYI

 Nawaf Y. Husein

 Faculty Member
 Msc, CRP , CLBB
 Saudi Training Society Member


 Institute of Banking
 Saudi Arabian Monetary Agency ( SAMA)
  P.O.Box : 10820   Riyadh 11443 Saudi Arabia
 Tel : + 966 1 463 3000   Ext. 3825
  Fax: + 966 1 466 2368
  Mobile : + 966 55 48 44 828

  SKYPE : abuhejleh2     





 

Dear all,

 

Business confidence in Saudi Arabia edged higher in Q3, with managers remaining bullish on oil prices and the economic recovery and saying they planned to hire new staff as the government implements its new strategy to boost Saudi participation in the private sector.

Banque Saudi Fransi's Q3 Business Confidence Index showed 82.4% of business leaders intend to add new employees in the next two quarters, the highest proportion in two years.

The index drew on perspectives of 693 company executives in various sectors. Below are some of the key findings of the report, entitled: "Energy, consumption lift Saudi Q3 business confidence": 

 

·    Business confidence index rose to 101.9 points from 101.7 points in Q2 2011

 

 

·     Executives expect oil to fluctuate between $100-$120 a barrel in the next two quarters, better growth in their companies' revenues and profits

 

 

·    Managers' perceptions about the lending attitude of banks takes a turn for the worse; the number of respondents describing the lending attitude of banks as "very good" or "excellent" fell to 38.9% from 78% in Q1.

 

 

·    Business leaders remain wary on risky investments, preferring bonds to equities and real estate.  Less than a third expect the stock market will rise in the next six months.

 

 

 

Best regards,

 

John Sfakianakis

Chief Economist

Banque Saudi Fransi

 

 







------------------------------------------------------------------------------------------------------------------------------------------------------------------

Re: [PF:165671] ایک قتل معاف ہو تو آپ کس کو قتل کرینگے ؟

No. 5

2011/6/27 ήΛȘİŔ ȘΛttΛŔ <nasir.sattar87@gmail.com>
ایک قتل معاف ہو تو آپ کس کو قتل کرینگے ؟


1. Sab Politicians ko Ek line main khara kar ke maar doonga

2. Asif Ali Zardari
3. Altaf Hussain
4. Rehman Malik
5. All Politicians except Imran Khan
6. Nawaz Sharfi
7. Apni GF/BF ko.
8. No Comments
9. KESC/WAPDA walon ko
10. Ijaz Butt of PCB

11. Someone else


--
" life can either be accepted or changed. if its not accepted, it must be changed and if its not changed then it must be accepted."
My Blog

--
From:
[Pak-Friends] Group Member
Visit Group: http://groups.google.com/group/Karachi-786
Subscription: http://groups.google.com/group/karachi-786/subscribe
Blog: http://rehansheik.blogspot.com
===========================================================
¸,.-~*'¨¯¨'*·~-.¸¸,.-~*'[PäK¤.¸.¤F®ï£ñD§]'*·~-.¸¸,.-~*'¨¯¨'*·~-.¸
===========================================================
All members are expected to follow these Simple Rules:
-~----------~----~----~----~------~----~------~--~---
Be Carefull in Islamic Discussions;
Disrespect (of Ambiyaa, Sahabaa, Oliyaa, and Ulamaa) is an INSTANT BAN
Abuse of any kind (to the Group, or it's Members) shall not be tolerated
SPAM, Advertisement, and Adult messages are NOT allowed
This is not Dating / Love Group, Sending PM's to members is unethical act.
Please avoid any post linked to facebook.
Thanks

--
From:
[Pak-Friends] Group Member
Visit Group: http://groups.google.com/group/Karachi-786
Subscription: http://groups.google.com/group/karachi-786/subscribe
Blog: http://rehansheik.blogspot.com
===========================================================
¸,.-~*'¨¯¨'*·~-.¸¸,.-~*'[PäK¤.¸.¤F®ï£ñD§]'*·~-.¸¸,.-~*'¨¯¨'*·~-.¸
===========================================================
All members are expected to follow these Simple Rules:
-~----------~----~----~----~------~----~------~--~---
Be Carefull in Islamic Discussions;
Disrespect (of Ambiyaa, Sahabaa, Oliyaa, and Ulamaa) is an INSTANT BAN
Abuse of any kind (to the Group, or it's Members) shall not be tolerated
SPAM, Advertisement, and Adult messages are NOT allowed
This is not Dating / Love Group, Sending PM's to members is unethical act.
Please avoid any post linked to facebook.
Thanks

[karachi-Friends] read it

 


__________ Information from ESET NOD32 Antivirus, version of virus signature database 6228 (20110622) __________

The message was checked by ESET NOD32 Antivirus.

http://www.eset.com

[PF:165672] The Will Power..............




What a wonderful story. Had to share.
I smiled after looking at the first photo...you will also smile. Just scroll down and you will get to know the story of Will Power.
Here it goes....

cid:1.1025815369@web54408.mail.yahoo.com
 
You thought the dog is imitating the man. ....
 
cid:2.1025815371@web54408.mail.yahoo.com
 
Entertaining the college kids...right?
 
cid:3.1025815371@web54408.mail.yahoo.com

Now have a close look at it......
 
cid:4.1025815371@web54408.mail.yahoo.com
 
So....
 
cid:5.1025815371@web54408.mail.yahoo.com
 
Got the message ???
 
cid:6.1025815371@web54408.mail.yahoo.com
 
Despite being an animal he gets respect...
 
cid:7.1025815371@web54408.mail.yahoo.com
 
He gets a warm welcome everywhere....
 
cid:8.1025815371@web54408.mail.yahoo.com
 
He gets a pat on his shoulder...
cid:9.1025815371@web54408.mail.yahoo.com
 
He is STAND-ALONE
cid:10.1025815371@web54408.mail.yahoo.com
 
The doors are open for only those who believe in themselves
and Will Power which can make an animal walk on TWO LEGS...!!

 
cid:11.1025815371@web54408.mail.yahoo.com

 

I won't say pass it on to others.....I know you will

 





--

 


--
From:
[Pak-Friends] Group Member
Visit Group: http://groups.google.com/group/Karachi-786
Subscription: http://groups.google.com/group/karachi-786/subscribe
Blog: http://rehansheik.blogspot.com
===========================================================
¸,.-~*'¨¯¨'*·~-.¸¸,.-~*'[PäK¤.¸.¤F®ï£ñD§]'*·~-.¸¸,.-~*'¨¯¨'*·~-.¸
===========================================================
All members are expected to follow these Simple Rules:
-~----------~----~----~----~------~----~------~--~---
Be Carefull in Islamic Discussions;
Disrespect (of Ambiyaa, Sahabaa, Oliyaa, and Ulamaa) is an INSTANT BAN
Abuse of any kind (to the Group, or it's Members) shall not be tolerated
SPAM, Advertisement, and Adult messages are NOT allowed
This is not Dating / Love Group, Sending PM's to members is unethical act.
Please avoid any post linked to facebook.
Thanks

[PF:165670] KooL PixDump....





   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

__._,_.___

--
From:
[Pak-Friends] Group Member
Visit Group: http://groups.google.com/group/Karachi-786
Subscription: http://groups.google.com/group/karachi-786/subscribe
Blog: http://rehansheik.blogspot.com
===========================================================
¸,.-~*'¨¯¨'*·~-.¸¸,.-~*'[PäK¤.¸.¤F®ï£ñD§]'*·~-.¸¸,.-~*'¨¯¨'*·~-.¸
===========================================================
All members are expected to follow these Simple Rules:
-~----------~----~----~----~------~----~------~--~---
Be Carefull in Islamic Discussions;
Disrespect (of Ambiyaa, Sahabaa, Oliyaa, and Ulamaa) is an INSTANT BAN
Abuse of any kind (to the Group, or it's Members) shall not be tolerated
SPAM, Advertisement, and Adult messages are NOT allowed
This is not Dating / Love Group, Sending PM's to members is unethical act.
Please avoid any post linked to facebook.
Thanks

[PF:165663] ایک قتل معاف ہو تو آپ کس کو قتل کرینگے ؟

ایک قتل معاف ہو تو آپ کس کو قتل کرینگے ؟


1. Sab Politicians ko Ek line main khara kar ke maar doonga

2. Asif Ali Zardari
3. Altaf Hussain
4. Rehman Malik
5. All Politicians except Imran Khan
6. Nawaz Sharfi
7. Apni GF/BF ko.
8. No Comments
9. KESC/WAPDA walon ko
10. Ijaz Butt of PCB

11. Someone else


--
" life can either be accepted or changed. if its not accepted, it must be changed and if its not changed then it must be accepted."
My Blog

--
From:
[Pak-Friends] Group Member
Visit Group: http://groups.google.com/group/Karachi-786
Subscription: http://groups.google.com/group/karachi-786/subscribe
Blog: http://rehansheik.blogspot.com
===========================================================
¸,.-~*'¨¯¨'*·~-.¸¸,.-~*'[PäK¤.¸.¤F®ï£ñD§]'*·~-.¸¸,.-~*'¨¯¨'*·~-.¸
===========================================================
All members are expected to follow these Simple Rules:
-~----------~----~----~----~------~----~------~--~---
Be Carefull in Islamic Discussions;
Disrespect (of Ambiyaa, Sahabaa, Oliyaa, and Ulamaa) is an INSTANT BAN
Abuse of any kind (to the Group, or it's Members) shall not be tolerated
SPAM, Advertisement, and Adult messages are NOT allowed
This is not Dating / Love Group, Sending PM's to members is unethical act.
Please avoid any post linked to facebook.
Thanks

Fwd: [PF:165670] What you Meant Luck?




 

"Dream is not that what you see in your sleep, Dream is the thing which do not allow you to sleep"

--
From:
[Pak-Friends] Group Member
Visit Group: http://groups.google.com/group/Karachi-786
Subscription: http://groups.google.com/group/karachi-786/subscribe
Blog: http://rehansheik.blogspot.com
===========================================================
¸,.-~*'¨¯¨'*·~-.¸¸,.-~*'[PäK¤.¸.¤F®ï£ñD§]'*·~-.¸¸,.-~*'¨¯¨'*·~-.¸
===========================================================
All members are expected to follow these Simple Rules:
-~----------~----~----~----~------~----~------~--~---
Be Carefull in Islamic Discussions;
Disrespect (of Ambiyaa, Sahabaa, Oliyaa, and Ulamaa) is an INSTANT BAN
Abuse of any kind (to the Group, or it's Members) shall not be tolerated
SPAM, Advertisement, and Adult messages are NOT allowed
This is not Dating / Love Group, Sending PM's to members is unethical act.
Please avoid any post linked to facebook.
Thanks

[PF:165670] Solutions to everyday problems






 

Brilliant solutions to everyday problems !!!

No spoon?

No problem!!!

cid:410A0055125D4D038DAB1EA7452F8965@computer21f76e

Seatbelt broken?

No problem!!!


cid:D787553BE432442E9D872F24E35D6A9B@computer21f76e

Fuse burnt out?

No problem-o!!!

cid:58625903DDD844B39371B00CFFD6ECE2@computer21f76e

Car stereo stolen?

No problem!!!

cid:FBBAABC28E3C48D39424E48E723847D2@computer21f76e

Can't afford a real GPS?

No problem!!!

cid:D9B064C6528844848CF18C685F6FB4DA@computer21f76e

No ice chest?

No problem!!!

cid:CCA068183F8448A598B7184D03D57025@computer21f76e

Can't read the ATM screen?

No problem!!!

cid:3969173B9AB34353A31360DFFBE683BD@computer21f76e

Car imported from the wrong country?

No problem!!!

cid:37A167AAF69A4351A82DE3B8BB9AD44A@computer21f76e

Satellite go out in the rain?

No problem!!!

cid:4F4134FE5E8F48659D3BF348C559AA46@computer21f76e

Electric stove broken & can't heat coffee?

No problem!!!

cid:EE4E26011A304D0CAF3E32D2209C26FA@computer21f76e

Wiper motor burned out?

No problem!!!

cid:C32EC9E9E2E4496EA1C76853F3B7782C@computer21f76e

Display rack falling over?

No problem!!!

cid:348AD532D5C34DBAB550EFFD1D1AD1D2@computer21f76e

Tires worn out?

No problem!!!
Might be a little hard to steer.

cid:F221DBC698104C4CAF46EDE17F177453@computer21f76e

Car can't be ordered with the "Woody" option?

No problem!!!

cid:93B41C9313494C8298F2AB09D0EB10FA@computer21f76e

Exhaust pipe dragging?

No problem!!!

cid:7D1429D26E734E05BA58652C3404BCEB@computer21f76e

Gotta feed the baby AND do the laundry?

No problem!!!

cid:8120C2A74D064239A959B51E622464B1@computer21f76e

Cables falling behind the desk?
No problem!!!

cid:D747084EF516463A846CC8AD2FFCB4A2@computer21f76e

No skate park in town?

No problem!!!

cid:8E13EC6C4F4C4D90ACCA47B5AD9B7000@computer21f76e

And the best one !!!

!!!
!!!
!!!
!!!
!!!
!!!
!!!
!!!
!!!
!!!
!!!
!!!
!!!
!!!
!!!
!!!

Out of diapers?

No problem-o!!!

PEPVZYNIDMVJ.IMAGE_24.jpeg

 

 

 

 


--
From:
[Pak-Friends] Group Member
Visit Group: http://groups.google.com/group/Karachi-786
Subscription: http://groups.google.com/group/karachi-786/subscribe
Blog: http://rehansheik.blogspot.com
===========================================================
¸,.-~*'¨¯¨'*·~-.¸¸,.-~*'[PäK¤.¸.¤F®ï£ñD§]'*·~-.¸¸,.-~*'¨¯¨'*·~-.¸
===========================================================
All members are expected to follow these Simple Rules:
-~----------~----~----~----~------~----~------~--~---
Be Carefull in Islamic Discussions;
Disrespect (of Ambiyaa, Sahabaa, Oliyaa, and Ulamaa) is an INSTANT BAN
Abuse of any kind (to the Group, or it's Members) shall not be tolerated
SPAM, Advertisement, and Adult messages are NOT allowed
This is not Dating / Love Group, Sending PM's to members is unethical act.
Please avoid any post linked to facebook.
Thanks